cards of both payment systems can be both debit (the client uses only his own funds) and credit (the client uses the Bank's money and repays the loan on a monthly basis). There is also an intermediate option — debit cards with overdraft. In this case, the card holder uses his own money, but if necessary, can go into the negative and use borrowed funds. Credit cards have a credit limit, as well as a daily spending limit, Visa Classic, Visa Business and Mastercard Standard have it lower than premium Visa Gold, Visa Platinum, Mastercard Gold and Mastercard Platinum. Which card is better? 2: 3 in favor of MasterCard So what payment system to choose? Let's try to compare both. Country coverage: 200 — 210 vs Visa — MasterCard. MasterCard wins.
